Agency Commissions: 15% of gross billing allowed to recognized agencies on space, color, and position, provided account is paid within 30 days of invoice date. Commission not allowed on other charges such as insert handling, reprints, or other mechanical charges.

Inserts: Inserts are accepted subject to size and scheduling limitations. Inserts are billed at corresponding black and white rates. Contact Publisher for availability, mechanical details, quantities required, and shipping locations. Discounts available for multiple page inserts. Postcard inserts must be accompanied by page size ad or larger. Mail back cards available. Mechanical charges: $900 additional if tipped in. $1200 additional if hand inserted. 

Rate Changes: Publisher reserves the right to change rates upon 60-day notice. Contracts may be canceled at the time a change in rates becomes effective without incurring a short rate adjustment, provided the contract rate has been earned up to date of cancellation.